Need help with financing?
Financing by Realty Executives Bay Shores
Financing by Cummings Mortgage Company
We understand that every borrower is different and that each borrower's needs are unique. This is why we offer a variety of mortgage loan products and make the process of securing a mortgage simple and straightforward by partnering with many of the country's most progressive lenders. By providing our customers and clients with the latest available financial tools, information, and products, we are able to recommend the mortgage loan we believe is best suited for them. Our policy is that if we do not have the mortgage loan that is in the absolute best interest of our customer or client, we will make every reasonable attempt to find another lender who does.
In a hurry? Call 251-602-5505 to apply over the phone
Why Get Pre-Qualified?
- Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
- While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
- These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
